Early Payout Offers (2UP)

Early payout offers are a brilliant way of making money from the bookies without drawing too much attention to your accounts.

In this guide I’ll explain how they work and show you the best way to make money from them using my early payout calculator.

What are 2UP offers?

Early payout offers, or ‘2UP offers’ as they’re often known, are long-term promotions run by Bet365 and Paddy Power. If you place a pre-match bet on a football team to win a match and they go two goals ahead, your bet is paid out as a winner immediately, in cash!

It doesn’t matter if the end result of the match isn’t a win for your team, you get to keep all of your winnings. So, if at any point your team go 2-0, 3-1 or 4-2 ahead, for example, your bet is paid as a winner.

Unlike a lot of other offers, you’re not limited on how many 2UP bets you can place each day.

Do 2UP offers have value?

Yes, there’s plenty of value in doing 2UP offers. They’re a ‘speculative’ type of offer where you risk a small loss for big returns.

When you back a team at Bet365 or Paddy Power and then lay your bet off at an exchange, you’ll almost always incur a small qualifying loss.

If your team doesn’t go two goals ahead at any point in the match, you’ll have to take that small loss. If, however, your team does go two goals up, you’ll have an opportunity to win big!

How to make money from 2UP offers

As mentioned above, you can only make a profit if your team goes two goals up. If your team then goes on to draw or lose the match, you’ll win big as your bookmaker and exchange bets will have both been paid as winners.

There’s a lot of value in letting your bets run like this and hoping your team’s opposition stage a comeback. If you’re looking for more regular profits though, you can lock in a profit as soon as your team goes two goals up. This means you’ll make a profit even if they hold onto their lead, which they usually do.

Steps to take before the match

Step 1: Check bookmaker odds

The first step is to start looking for potential 2UP bets.

You’ll need to make sure that the match you’ve chosen is covered by the Early Payout offer, which covers most major European leagues. This is great because it means you can place bets on high profile games which won’t draw much attention to your account. You’ll find the full list of eligible competitions on the Bet365 and Paddy Power promotion pages.

Here are the odds at Bet365 for a German Bundesliga match between Augsburg and Wolfsburg…

Bet365 odds for Augsburg v Wolfsburg
Bet365 odds for Augsburg v Wolfsburg

Step 2: Check the lay odds at the exchanges

It’s entirely up to you which betting exchange you use to place lay your bet. Your decision will depend on the commission rate you pay at each exchange and the lay odds available.

Here are the lay odds at Betfair for the same German Bundesliga match between Augsburg and Wolfsburg…

Betfair Exchange odds for Augsburg v Wolfsburg
Betfair Exchange odds for Augsburg v Wolfsburg

Step 3: Pick your team

As you can see from the odds above, Wolfsburg look like a good bet. Their back odds of 2.25 and lay odds of 2.32 are nice and close and they’re favourites to win the match, which means there’s a decent chance they’ll go two goals up.

I’ve always found that Bet365 tend to have longer odds than Paddy Power, or at least equal. It’s always worth checking both bookmakers though to ensure you’re getting the best odds.

Step 4: Place your bets

It’s entirely up to you how much you stake on your 2UP bets, though I would advise against betting any more than £100.00 per match. Staking higher than that may draw unwanted attention from the bookies.

Once you’ve selected your team, you can use my Early Payout Calculator to calculate your lay stake. In the following example we’ll bet £50.00 at back odds of 2.25 and our lay odds are 2.32

2-Way Dutch
Advanced

Back bet (Bookie)1st Bookie

2nd Bookie

Recommended stake
-

Lay Bet (Betting Exchange)

%
Lay stake
-
Liability
-
The bookmaker has paid out early
Back stakeStake
-
Bookie
Exchange
Total
If team wins
If team draws
If team loses
Bookie 1
Bookie 2
Bookie 3
Total
If selection wins
If selection loses

As you can see, the calculator tells us that our lay stake should be £49.56.

As things stand, whatever the outcome of the match, we’ll incur a small (qualifying) loss of £2.92.

TIPS: As this offer is run by both Bet365 and Paddy Power, you have the option of placing bets on both teams. For example, if you wanted to, you could bet on Wolfsburg at Bet365 and Augsburg at Paddy Power. Just make sure you never back both teams at the same bookmaker as that would almost certainly arouse suspicion. You should also avoid laying your Paddy Power bets at Betfair as Betfair and Paddy Power are both owned by the same group.

Steps to take during the match

You don’t need to follow the match if you don’t want to. You can simply let your bets run and hope that Wolfsburg go two goals up but don’t win the match.

If, however, you’re hoping to lock in a profit if and when they go two goals up, you’ll need to be poised and ready to act!

Step 1: Inform the calculator

As soon as Wolfsburg go two goals up, you’ll need to select the early payout toggle (in the grey section) to tell the calculator that ‘The bookmaker has paid out early‘…

2-Way Dutch
Advanced

Back bet (Bookie)1st Bookie

2nd Bookie

Recommended stake
-

Lay Bet (Betting Exchange)

%
Lay stake
-
Liability
-
The bookmaker has paid out early
Back stakeStake
-
Bookie
Exchange
Total
If team wins
If team draws
If team loses
Bookie 1
Bookie 2
Bookie 3
Total
If selection wins
If selection loses

As you can see, the outcomes at the bottom of the calculator have been updated now that the bookmaker has paid out early. If you leave your bets as they are, you’ll still incur a £2.92 loss if Wolfsburg go on to win. If they draw or lose though, you’ll now make a very tidy profit of £109.58!

Step 2: Enter the max payout

If you’ve decided you want to lock in a profit, you should enter the maximum payout (in the grey section), if applicable.

At the time of writing, Bet365 don’t state a maximum payout and it’s currently £2,500.00 at Paddy Power. The maximum payout will only affect things if you’re betting with big stakes which isn’t advised. It’s still best to enter it into the calculator though, just for completeness.

Step 3: Enter the exchange back odds

It’s worth mentioning at this point that once your team has gone two goals up, you can lock in a profit whenever you like. If you wanted, you could wait and see if the opposition pull a goal back which would increase the amount of profit you’re able to lock in. Obviously, the flip side to that is if your team goes three goals up, your bankable profit reduces.

Anyway, you decide to lock in your Wolfsburg profit, so you need to enter the back odds at the same exchange for Wolfsburg to win the match. The odds will be pretty low, as a team with a two goal lead is likely to go on and win the match. The earlier your team goes two goals up the better, as the odds get shorter as the end of the match approaches.

If you’re wondering why you place this bet at the exchange rather than a bookmaker, it’s because you don’t need any extra funds. You already placed a lay bet against Wolfsburg before the match, so placing a back bet is effectively cashing out your lay bet. This also reduces the amount of commission you’ll pay.

Let’s say the back odds are 1.20, so you enter those into the calculator…

2-Way Dutch
Advanced

Back bet (Bookie)1st Bookie

2nd Bookie

Recommended stake
-

Lay Bet (Betting Exchange)

%
Lay stake
-
Liability
-
The bookmaker has paid out early
Back stakeStake
-
Bookie
Exchange
Total
If team wins
If team draws
If team loses
Bookie 1
Bookie 2
Bookie 3
Total
If selection wins
If selection loses

Step 4: Place your back bet

The calculator tells you that you need to stake £95.82 on Wolfsburg to win at Betfair.

The back odds will get shorter as the end of the match draws nearer, so you’ll need to place your back bet pretty swiftly.

Congratulations! The outcomes at the bottom of the calculator confirm that you’ll now make £16.24 profit, no matter what happens!

Bankroll

One of the best things about 2UP offers is that they don’t require a huge bankroll.

Looking at the example above, you needed just £50.00 for the stake at Bet365 and £65.42 to cover the liability at Betfair. You didn’t need any extra funds for the additional back bet.

£50.00 at Bet365
£65.42
at Betfair
£115.42
in total

If the total outlay is too much with a £50.00 stake, you can simply reduce your stake while you build your bankroll up. Hopefully, the winners won’t be too long coming and you can increase your staking level accordingly.

Offer variations

Bet365 and Paddy Power aren’t the only bookmakers to have ran offers like these. Betway and Sky Bet have also ran early payout offers on occasion.

Keep your eyes peeled on Bet365 and Paddy Power too for early payout offers on other sports. Here are some examples of offers that have been seen in the past…

Tennis – 2 sets up
NFL – 17 points up
Basketball – 12 points up
Rugby Union – 10 points up

Calculator modes

At the top of the Early Payout Calculator there is a ‘2-Way Dutch‘ mode. This is ideal for early payout offers where there are only two potential outcomes. It’s particularly useful for tennis where it’s often best to dutch our bets instead of laying at an exchange due to differing retirement rules.

You’ll also notice that the calculator has an ‘Advanced‘ mode. If the bookmaker pays out early, you have the option of using the slider to adjust your back stake and overall profit.

Adjust your profit with the slider in the Early Payout Calculator 'Advanced' mode
Adjust your profit with the slider in the Early Payout Calculator 'Advanced' mode

As you can see, by staking £65.15, you’d get a slightly smaller profit if Wolfsburg go on to win the match, but a much bigger profit if Augsburg mount a comeback. It just gives you the flexibility to tailor your returns if you feel the match is likely to go a particular way.

Final words

As I mentioned at the top of this guide, these early payout offers are speculative in nature. More often than not you’ll make a small loss, but the profits when you hit them can be huge!

You should certainly give them a go, even if it’s at small stakes whilst you get a feel for them.

Early payout offers have been around for a while now, but they probably won’t last forever, so make the most of them while you can!

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