Paypal question (2nd account)

Ah gotcha. I don’t think the merchant (bookie) sees any more details than the PayPal email and customer name address. The only problem might be with PayPal and linking your bank details to account in a different name.

If it were me I’d set up the account and link it with your mum’s bank then set up a faster payment to pay her bank account from yours. You can then fund the PayPal account from her bank (not card) using her log in and load it with the cash you’ve just sent across. When paying the bookies just pay from PayPal balance.

You can only have one paypal account – that is their stance, which is totally understandable from a security/money laundering point of view.

Once you have linked a bank account and/or bank card to one paypal account, you cannot link it to another one (well, you probably can, but you will likely soon be contacted to explain yourself).

I can see what you are trying to do here, and the only way you can get round this is to set up an entirely new paypal account (in your mum’s name if you wish) that uses a DIFFERENT funding source to your own paypal account. You could open a new bank account in your name and use that (quick and easy to do). I do not think it would be a problem that ‘her’ paypal account was linked to ‘your’ (new) bank account tbh.

The only sticking point there will be once you have received £1k+ into you shiny new second paypal account (i.e. from bookie withdrawals) they will ask “you” to prove you identify (as in your mum’s identify – utility bill, passport….) under the ‘know your customer’ regulations. At that point you will have to get your mum to provide those documents to you to give to paypal, which might not be ideal if you are trying to hide all of this from her? If not and you have her full support and blessing, then it should not be a problem.

Good luck